Humanity Protocol, Worldcoin, Civic, Gitcoin Passport — the proof-of-personhood stack is priced and shipping, not a "coming soon" market. ARK is late to narrate it. ERC-6551 token-bound accounts let agents hold wallets and transact without disclosure, and x402 is already enabling agent-to-agent payments in production. Agent economies move faster than identity layers can gate them.

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